Online Banking

Privacy Policy

What Does American Nation Bank Do With Your Personal Information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Nation Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Do we share?

Can you limit sharing?

For our everyday business purposes —
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes No
For our marketing purposes —
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliated everyday business purposes—
information about your transactions and experiences
No We don't share
For our affiliated everyday business purposes—
information about your creditworthiness
No We don't share
For nonaffiliated to market to you No We don't share

What we do

How does American Nation Bank protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does American Nation Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or pay your bills
  • Deposit money or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliated, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliated

Companies related by common ownership or control. They can be financial and
nonfinancial companies.

  • American Nation Bank has no affiliated.
Nonaffiliated

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • American Nation Bank does not share with nonaffiliated so they can market to you.
Joint marketing

A formal agreement between nonaffi liated financial companies that together market financial products or services to you.

  • American Nation Bank doesn't jointly market.

Other important information

For Texas Customers. The American Bank, a branch of American Nation Bank, is charted, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the American Bank, a branch of American Nation bank, should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.

Questions?

Call toll-free 800-580-7235

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, American Nation Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact American Nation Bank by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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External Link Disclaimer

American Nation Bank has no control over information at any site hyperlinked to or from this Site. American Nation Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by American Nation Bank of any information in any hyperlinked site. In no event shall American Nation Bank be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

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