December 31, 2025
ASSETS
| Cash and Due from Banks |
$ 9,472,869.45 |
|---|---|
| Loans, Net |
468,195,801.29 |
| Federal Funds Sold |
0.00 |
| Bonds & Securities |
188,527,675.71 |
| Fixed Assets | 7,457,423.36 |
| Other Assets |
10,463,573.96 |
| TOTAL ASSETS |
$ 684,117,343.77 |
LIABILITIES AND EQUITY
| Deposits |
$ 565,767,697.65 |
|---|---|
| Other Liabilities |
54,931,801.85 |
| Capital | |
| Capital Stock |
1,500,000.00 |
| Surplus |
7,795,056.96 |
| Undivided Profits |
54,122,787.31 |
| TOTAL LIABILITIES AND EQUITY |
$ 684,117,343.77 |
OFFICERS
| Jesse E. Cross - Chairman | Kyle Mclemore - CEO |
| Pat McCullough - President Oklahoma Division | Lyndon L. Thomas - CLO President Texas Division |
| Kevin B. Butler - Executive Vice President | Darryl Howard - Senior Vice President |
| Stephanie Lee - Vice President, CCO | Nathan Thomas - Senior Vice President |
| Richard Zalko - Senior Vice President |
Charles Lockwood - Vice President |
| Brenda Alexander - Vice President | Lacy Allen - Vice President, BSA, Cashier |
| Dwight Boles - Vice President | Betsy Wright - Vice President |
| Flip Little - Vice President, Security Officer | Cathy Alexander - Vice President |
| Lisha Scifres - Vice President, Compliance | Daryl Steele - Vice President |
| Robin Terwilliger - Vice President, Training | Dell Farris - Vice President |
| Patty Bone - Vice President | Travis Albritton - Vice President |
| Judy Armstrong - Vice President | Tomey Turner - Vice President, IT Manager |
| Kerri Austin - Vice President | Misty Mendenall - Assistant Vice President |
| Gerald Keller - Vice President | Cathy Hurley - Assistant Vice President |
| Keaton Dodd - Assistant Vice President | Shayna Meehan - Assistant Vice President |
| Emilee Cross - Assistant Vice President | Tina Ford - Assistant Vice President |
| Ashley Herbert - Assistant Vice President | Aaron Rizzo - Assistant Vice President |
| Ann Burbank - Assistant Vice President | Sarah Stafford - Assistant Vice President |
| Vanissa Rozzell - Assistant Vice President | Heather Lampkin - Assistant Vice President |
| Evelyn Burns - Assistant Cashier | Tracy Zozaya - Assistant Vice President |
| Patricia Fisher - Assistant Cashier | Shellye Boyd - Assistant Cashier |
| Tammy Graham - Assistant Cashier | Abby Wright - Assistant Cashier |
| Sherry Moore - Assistant Cashier | |
DIRECTORS
|
Jesse E. Cross |
Keith Nance |
|
Kyle Mclemore
CEO
|
Steven J. Wells |
|
James A. Johnson |
Chris A. Craddock |
|
Lyndon L. Thomas |
Pat McCullough |
|
|