American Nation Bank                                                              Privacy Policy

What Does American Nation Bank Do With Your Personal Information?                                             Rev 05/2025

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Account Balances
  • Transaction History
  • Overdraft History
  • Checking Account Information
 

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Nation Bank chooses to share; and whether you can limit this sharing.

 

 

 

Reasons we can share your personal information

Does American Nation Bank Share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

For our marketing purposes – to offer our products and services to you

No

We Don’t Share

For joint marketing with other financial companies

No

We Don’t Share

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We Don’t Share

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We Don’t Share

For nonaffiliated to market to you

No

We Don’t Share

 

 

What Does American Nation Bank Do With Your Personal Information From The Mobile Application

 

 

 

 

Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.

 

 

 

What?

Some examples of information your app will request access to are:

  • Location
  • Contacts
  • Camera
  • Photos


What We Do

 

 

How does American Nation Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

 

We collect your personal information, for example, when you

 

 

How does American Nation Bank collect my personal information?

  • Open an account                                              ·      Provide account information
  • Use your credit or debit card                           ·      Make a wire transfer
  • Make deposits or withdrawals from

your account

 

 

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

 

 

 

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

 

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market you

 

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • American Nation Bank has no affiliates.

 

Non- Affiliates

 

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • American Nation Bank does not share with nonaffiliated so they can market to you.

 

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • American Nation Bank doesn't jointly market

 

 

Other Important Information

For Texas Customers. The American Nation Bank operates branches located in Texas and is subject to regulatory oversight by the Texas Department of Banking for activities conducted in Texas. Texas residents may contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, Texas 78705-4294, in person, or by U.S. Mail. By Telephone at (877) 276-5554 or Fax at (512) 475-1313.; Email: consumer.complaints@dob.texas.gov Website: www.dob.texas.gov

 

 

Questions?

Call toll-free 800-580-7235